Source: Wikimedia Commons
Money Tree
BeginnerPachira aquatica
A lucky houseplant with braided trunk and palm-like leaves. An office staple.
About
Pachira aquatica is an evergreen tree in the family Malvaceae, native to tropical wetlands and riverbanks in Central and South America, capable of reaching 18 m in the wild. In Japan and much of Asia, it is celebrated as the 'money tree' or 'good luck tree' (発財樹), widely gifted for business openings and believed to attract prosperity in feng shui. It is commonly sold with its multiple trunks braided together, and its palmate leaves with five to seven leaflets are said to symbolise 'five fingers grasping wealth'. It prefers bright indoor conditions away from direct sunlight. Water thoroughly after the soil dries, reducing frequency in winter; well-draining soil is essential to prevent root rot. Shade-tolerant and hardy, it requires relatively little attention, making it one of the most popular gift plants and office plants throughout East Asia.
Lifespan of the Money Tree
The Money Tree lives Perennial (decades).
Size of the Money Tree
The Money Tree grows to 50-200cm.
Basic Info
Origin
Tropical Central and South America
Lifespan
Perennial (decades)
Size
50-200cm
Temperature
15〜30℃
Humidity
50〜70%
Watering & Fertilizer
Watering, Liquid fertilizer
Growing Tips
Lighting
Prefers bright place but shade tolerant
Watering
Water thoroughly once the soil dries, and reduce in winter. Overwatering causes root rot, so never leave water in the saucer.
Temperature & Overwintering
Tropical in origin and dislikes cold. In winter place it in a bright, warm spot indoors, away from cold windows.
Soil & Repotting
A well-draining mix is essential. Blend akadama with pumice, and repot one size up once roots fill the pot.
Pruning & Shaping
The shape becomes untidy as it grows, so prune to shape. It tolerates hard cutting back, and new shoots emerge below the cut.
Money Tree FAQ
QWhat is the growing difficulty level for Money Tree?
Beginner. A variety suitable for beginners. No special equipment or experience is required—you can grow it without problems by setting up a basic cultivation environment.
QWhat is the lifespan of Money Tree?
The average lifespan of Money Tree is Perennial (decades). With proper cultivation environment and nutrient management, you can keep it healthy for a long time.
QHow large does Money Tree get?
The mature size of Money Tree is 50-200cm. This may vary slightly depending on cultivation environment and individual differences.
QHow should I water and fertilize Money Tree?
Money Tree: watering & fertilizer — Watering, Liquid fertilizer. Aim for appropriate frequency and amount.
QWhat is the typical price for Money Tree?
The price of Money Tree varies significantly by variety, characteristics, size, and lineage. Please check GrowerDirect's price guide for the latest market information.
Last updated: June 24, 2026
Growing Specifications
- USDA Zone
- 10–12
Sources: Missouri Botanical Garden Plant Finder - Pachira aquatica
References & Sources
Edited & verified by: GrowerDirect Editorial Team
The classifications, regulations, and growing data on this page are created and verified based on the primary information database below.
Taxonomy & Authority
Regulations & Conservation Status
Foliage plant. Confirmed by document review to be non-applicable to CITES Appendix (Flora), designated invasive species, or designated animals (the genus does not appear in the CITES flora section; Dracaena spp. listings in CITES refer to a reptile genus of the same name; the plant Dracaena is not applicable).
Sources: CITES Appendices I/II/III (flora section, grepped via dbca mirror) / CITES Appendices (official) / Ministry of the Environment List of Specified Invasive Alien Species
Regulations may change. Always verify the latest information with the relevant authorities.
Related Species
Find listings for this species
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